welcome to P and J services Learn More Apply Now Funeral Plan Get up to R25 000 funeral cover for yourself and add cover for up to 24 dependants, so you only pay for one plan. Learn More Credit Insurance Credit insurance is required for credit terms,7 months and longer to cover death, permanent or temporary disability, unemployment, the inability to earn income or retrenchment Learn More Funeral Plan Benefits No automatic annual increase Your premiums stay the same annually, unless you choose to add the assureds or increase your cover1 year premiums to remain active for claim even after policy get deactivated or paused Learn More Our Credit Insurance Benefits •No paperwork is required when applying•Your credit insurance premium will decrease as the value of your loan decreases•The claims process is simple Learn More Need Help with Easier life insurance Solutions? We Are Experts! Learn More